Deposit Unlock is the exciting new industry-led scheme that enables buyers to move with just 5% deposit!
Available to first time buyers and home movers, this low deposit mortgage solution is tailormade exclusively for new build homes up to a value of £750,000.

Deposit Unlock has been devised in collaboration with the Home Builders Federation (HBF), lenders and the housebuilding industry making buying a new home more affordable with access to competitively priced mortgage products with just a 5% deposit.

How does Deposit Unlock work?
If Deposit Unlock is available on your chosen plot, your Sales Advisor will discuss the scheme and its benefits with you. You’ll then be appointed an Independent Financial Advisor from our recommended panel who will provide unbiased and impartial advice free of charge.

Your sales advisor will discuss the benefits of the Deposit Unlock scheme with you and advise which plots it is available against.

One of our recommended independent financial advisors will be happy to give you further impartial financial advice and make sure that you qualify for a Deposit Unlock Mortgage.

Once you’ve been qualified and are in a proceedable position, you can go ahead and reserve your chosen new home. Along with your reservation paperwork, we will provide you with a Letter of Agreement required for your mortgage application.

*Deposit Unlock is only available on selected developments and plots. It cannot be used in conjunction with any other offer.